Best practices, checks and balances built right in.

OriginatorDirect fits your business perfectly, because it’s built on more than 60 years of credit knowledge and industry experience. Our technology lets you leverage the efficiencies of a fully integrated, extremely reliable CRA production system without altering your workflow. It’s proven, intuitive, and designed specifically for you.
Reduce errors with easy and accurate payment grid updates

This feature allows processors to accurately update payment grids with specific date input, lessening the chances for errors and reducing the amount of time it takes to amend the file. (view screen)

Re-issue reports AFTER removing a co-applicant

With most platforms, your customers don’t have the ability to reissue a credit report to an automated underwriting engine. But with OriginatorDirect, they do. Removing a borrower or co-borrower takes a single click. And most importantly, your customer can re-issue the resulting report and still make use of the data provided in the original purchase. This eliminates the cost of another bureau pull, and limits the risk of a decrease in borrower scores.
Minimize report issues with consistent merge logic

Frequently, differences between the merge results delivered by your technology provider and those re-issued to Fannie Mae can result in customer confusion and concern. OriginatorDirect eliminates this problem by providing merge logic consistency. With our system, borrower information is always subjected to the same merge, no matter where the file ends up.

Accelerate turn-times by multi-tasking on files

OriginatorDirect’s advanced CRA operations technology enables multiple processors to work on a single file. This dramatically boosts service levels, and makes your business more efficient. It also allows for rush orders on large files and extended RMCRs.
 

"Easy and empowering."

"Getting started with Originator Direct was simple.  Now we have the power of our own credit system and we didn't have to purchase extra hardware."