Technology that costs less, offers more.

If your mortgage credit technology isn’t offering you something more than a connection, it’s really just costing you money. With its flat, no-nonsense fee structure, OriginatorDirect costs you less. But it also boosts turnaround times, opens up opportunities for better margins and cuts collections losses.

Generate more revenue with the entire Informative Research offering

OriginatorDirect is a mortgage credit platform, but it’s also your single source for for all the extras: multi-lingual reports, special use reports (i.e., reverse mortgage credit reports), borrower tradeline verifications ('supplements'), flood determinations, automated property valuation and more. As new products and services are added to the OriginatorDirect system, you get instant access to them, and your revenue opportunities increase.
 
Process faster with direct access to Fannie Mae® and other lenders

There's more than just smart technology at the heart of the OriginatorDirect system. There are longstanding DIRECT relationships with the bureaus, lenders and industry heavyweights like Fannie Mae. As a subscriber, you and your customers get access to the inner circle of all Informative Research core partners, and you eliminate delays caused by processing through multiple systems.
Increase collections from batch credit card kickback processing 

Other systems use credit card batch processing for up to 50% of secondary charges. But for a variety of reasons, 20% of these fail or are rejected, creating a reconciliation and rebilling headache for up to 10% of your business. OriginatorDirect’s credit card processing is always real-time transactional, so it minimizes the need for manual rebilling and cuts collection losses that result from rejected charges.

 
Create and deliver “rush” products for extra margins

OriginatorDirect gives you the ability to create and deliver rush orders by enabling you to multi-task on one file to accelerate delivery. Adding these high-margin services to your arsenal lets you satisfy even the most demanding customers, and can significantly boost profit, too.
"A real time-saver"

"Sometimes it's the details that make all the difference. The payment grid calculator saves my reps tons of time, and it takes human error out of the equation."